A winning combo! Come for the vintage charm, buy for the value-adding upgrades. This dormered Cape Cod home with 3-4 BRs, 1.5 baths, a modern eat-in kitchen, laundry and full, largely finished basement sits on a quarter-acre+, corner lot overlooking Lake Carmel. Improved from top to bottom in past 9 years: roof reshingled; deck replaced; all exterior doors & first floor doors replaced; resilient flooring added; H/W on demand, whole-house water softener/filtration system, french drain, & sump pump added; well pump replaced; electrical upgraded to 200amp service; circuit breakers & generator outlet added. Gas BBQ, lawn tractor, two snow blowers & portable generator included in sale. Enjoy lake rights and views. Carmel Hamlet location provides easy access to local and big box shopping, MetroNorth commuter trains, easy I-84 access. Hard-to-beat value in a lovely and convenient lake-community setting.